Category: Budgeting
Investing for Beginners: Where to Start and What to Know
Investing can feel intimidating, especially if you’re new to managing money. But as Bernadette Ruffin outlines in her insightful book Making Money Make Cents, getting a handle on your finances and learning how to invest doesn’t have to be complicated. This guide is here to help you break down the basics of investing while incorporating…
How to Save Effectively Without Feeling Restricted
Saving money doesn’t have to mean sacrificing the things you love. With the right mindset and strategies, you can build your savings while still enjoying life. Here’s how: 1. Set Clear Goals Define what you’re saving for—whether it’s a vacation, emergency fund, or retirement. Having a clear goal makes saving more motivating and tangible. 2.…
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Expenditures
Capital expenditure is the use of funds to make improvements or purchases that have a long term impact on the business. This expenditure is made to improve the opportunity for growth of the business. Capital expenditures also help make the business more competitive. Funding for this expenditure must be included in the budget because it…
How to Save
Get a detailed blueprint to start saving money now so you can achieve your dreams in the future with the lessons in this money guide.
Budgets and Credit Worthiness
You’ll learn how to create budgets for business, which is especially important if you want to strike out on your own. Moreover, the author explains how credit scoring systems work, how to obtain credit, and why maintaining an exemplary score is so important.
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