Category: Financial Literacy

  • Investing

    The primary purpose of investing is to make your money grow. The reason for investing is for potential profit that is greater than what you can earn using a regular savings. Investing is intended to help you meet your long-term financial goals. Before you decide whether you will manage your own investments or use a financial advisor,…

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  • Meet Bernadette Ruffin

    Meet Bernadette Ruffin

    Bernadette Ruffin is a financial adviser and business owner who has helped many people manage their finances. She has worked more than forty years as an accountant, financial manager, project manager and budget analyst perfecting her skills in all areas of finance. She earned a Bachelor of Science degree in accounting and business administration and…

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  • How to Save

    How to Save

    Get a detailed blueprint to start saving money now so you can achieve your dreams in the future with the lessons in this money guide.

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  • Budgets and Credit Worthiness

    Budgets and Credit Worthiness

    You’ll learn how to create budgets for business, which is especially important if you want to strike out on your own. Moreover, the author explains how credit scoring systems work, how to obtain credit, and why maintaining an exemplary score is so important.

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  • Common Questions

    Common Questions

    • How can you save money to achieve your goals?• What is the difference between saving and investing?• What steps can you take to make smart investment decisions?• How can you best save for retirement?• What is the best way to create a personal budget?

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  • Carla’s Review

    Carla’s Review

    This book answers the everyday questions most of us have who struggle with learning how to handle money. I am very pleased with the information Bernadette provides in this book. It’s practical and applicable. I consider myself a smart person but saving money and knowing how to get my credit together has just been a…

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