Category: Growth

  • Investing for Beginners: Where to Start and What to Know

    Investing can feel intimidating, especially if you’re new to managing money. But as Bernadette Ruffin outlines in her insightful book Making Money Make Cents, getting a handle on your finances and learning how to invest doesn’t have to be complicated. This guide is here to help you break down the basics of investing while incorporating…

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  • Top 10 Reasons Making Money Make Cents Should Be Your Go-To Financial Guide

    Are you ready to take control of your financial future? If you’re searching for a powerful, practical, and empowering guide to mastering your finances, look no further than Making Money Make Cents by Bernie Ruffin, MBA. Here are the top 10 reasons why this book should be your go-to financial guide: 1. Perfect for Beginners…

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  • Understanding Credit Scores: What They Are and How to Improve Yours

    Your credit score is a vital part of your financial health, influencing everything from loan approvals to interest rates. But what exactly is a credit score, and how can you make sure yours stays strong? Let’s break it down. What is a Credit Score? A credit score is a numerical representation of your creditworthiness, typically…

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  • Expenditures

    Capital expenditure is the use of funds to make improvements or purchases that have a long term impact on the business. This expenditure is made to improve the opportunity for growth of the business. Capital expenditures also help make the business more competitive. Funding for this expenditure must be included in the budget because it…

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  • Investing

    The primary purpose of investing is to make your money grow. The reason for investing is for potential profit that is greater than what you can earn using a regular savings. Investing is intended to help you meet your long-term financial goals. Before you decide whether you will manage your own investments or use a financial advisor,…

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  • Budgets and Credit Worthiness

    Budgets and Credit Worthiness

    You’ll learn how to create budgets for business, which is especially important if you want to strike out on your own. Moreover, the author explains how credit scoring systems work, how to obtain credit, and why maintaining an exemplary score is so important.

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