Category: Investing
Investing for Beginners: Where to Start and What to Know
Investing can feel intimidating, especially if you’re new to managing money. But as Bernadette Ruffin outlines in her insightful book Making Money Make Cents, getting a handle on your finances and learning how to invest doesn’t have to be complicated. This guide is here to help you break down the basics of investing while incorporating…
CD v. MoneyMarket
Deciding whether to choose a CD or a Money Market is mostly your preference and your own personal spending habits. As stated in the individual descriptions CD’s are not as flexible or as liquid as a Money Market account. Once you deposit your funds in the CD it’s there for the duration of the term…
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Investing
The primary purpose of investing is to make your money grow. The reason for investing is for potential profit that is greater than what you can earn using a regular savings. Investing is intended to help you meet your long-term financial goals. Before you decide whether you will manage your own investments or use a financial advisor,…
Budgets and Credit Worthiness
You’ll learn how to create budgets for business, which is especially important if you want to strike out on your own. Moreover, the author explains how credit scoring systems work, how to obtain credit, and why maintaining an exemplary score is so important.
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