Category: Money

  • Investing for Beginners: Where to Start and What to Know

    Investing can feel intimidating, especially if you’re new to managing money. But as Bernadette Ruffin outlines in her insightful book Making Money Make Cents, getting a handle on your finances and learning how to invest doesn’t have to be complicated. This guide is here to help you break down the basics of investing while incorporating…

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  • Top 10 Reasons Making Money Make Cents Should Be Your Go-To Financial Guide

    Are you ready to take control of your financial future? If you’re searching for a powerful, practical, and empowering guide to mastering your finances, look no further than Making Money Make Cents by Bernie Ruffin, MBA. Here are the top 10 reasons why this book should be your go-to financial guide: 1. Perfect for Beginners…

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  • Understanding Credit Scores: What They Are and How to Improve Yours

    Your credit score is a vital part of your financial health, influencing everything from loan approvals to interest rates. But what exactly is a credit score, and how can you make sure yours stays strong? Let’s break it down. What is a Credit Score? A credit score is a numerical representation of your creditworthiness, typically…

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  • CD v. MoneyMarket

    Deciding whether to choose a CD or a Money Market is mostly your preference and your own personal spending habits. As stated in the individual descriptions CD’s are not as flexible or as liquid as a Money Market account. Once you deposit your funds in the CD it’s there for the duration of the term…

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  • Get Your Copy Now Transform Your Financial Future

    Get Your Copy Now Transform Your Financial Future

    Financial Freedom is right at your fingertips. Change your financial knowledge, become debt free, and live the full life you desire. Order Making Money Make Cent$ for practical and sound financial advise. Transform Your Financial Future If you’ve ever felt overwhelmed by managing your money or unsure of where to start, Making Money Make Cents…

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  • Jefferey’s Review

    Making Money Make Cents taught me how to create an efficient business budgets and how to maintain it. I learned tips on how to build my credit and keep it good on my financial level. I am applying what I learned and everything is improving each month. I’m glad to have something that shows me…

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  • Investing

    The primary purpose of investing is to make your money grow. The reason for investing is for potential profit that is greater than what you can earn using a regular savings. Investing is intended to help you meet your long-term financial goals. Before you decide whether you will manage your own investments or use a financial advisor,…

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  • Credit Cards

    There are many ways to improve your credit scores. The two most important things you must do is pay your bills on time and reduce your credit utilization. Credit cards are what get most people scores lowered. While they will help raise your scores fast, they will also lower them fast if you miss a…

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  • Meet Bernadette Ruffin

    Meet Bernadette Ruffin

    Bernadette Ruffin is a financial adviser and business owner who has helped many people manage their finances. She has worked more than forty years as an accountant, financial manager, project manager and budget analyst perfecting her skills in all areas of finance. She earned a Bachelor of Science degree in accounting and business administration and…

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  • How to Save

    How to Save

    Get a detailed blueprint to start saving money now so you can achieve your dreams in the future with the lessons in this money guide.

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