Category: Smart Money
Investing for Beginners: Where to Start and What to Know
Investing can feel intimidating, especially if you’re new to managing money. But as Bernadette Ruffin outlines in her insightful book Making Money Make Cents, getting a handle on your finances and learning how to invest doesn’t have to be complicated. This guide is here to help you break down the basics of investing while incorporating…
Top 10 Reasons Making Money Make Cents Should Be Your Go-To Financial Guide
Are you ready to take control of your financial future? If you’re searching for a powerful, practical, and empowering guide to mastering your finances, look no further than Making Money Make Cents by Bernie Ruffin, MBA. Here are the top 10 reasons why this book should be your go-to financial guide: 1. Perfect for Beginners…
How to Save Effectively Without Feeling Restricted
Saving money doesn’t have to mean sacrificing the things you love. With the right mindset and strategies, you can build your savings while still enjoying life. Here’s how: 1. Set Clear Goals Define what you’re saving for—whether it’s a vacation, emergency fund, or retirement. Having a clear goal makes saving more motivating and tangible. 2.…
Portfolio
Make sure as you are adjusting your portfolio that you are also increasing your financial intelligence. You must have as much competence as your investment opportunities. Don’t allow your financial portfolio to outgrow your skills. You cannot manage a million-dollar investment with a hundred-dollar skill set. Always be willing to learn new ways or strategies. As you…
Jefferey’s Review
Making Money Make Cents taught me how to create an efficient business budgets and how to maintain it. I learned tips on how to build my credit and keep it good on my financial level. I am applying what I learned and everything is improving each month. I’m glad to have something that shows me…
A Must Read Financial Roadmap
Book Testimonial
Meet Bernadette Ruffin
Bernadette Ruffin is a financial adviser and business owner who has helped many people manage their finances. She has worked more than forty years as an accountant, financial manager, project manager and budget analyst perfecting her skills in all areas of finance. She earned a Bachelor of Science degree in accounting and business administration and…
How to Save
Get a detailed blueprint to start saving money now so you can achieve your dreams in the future with the lessons in this money guide.
Common Questions
• How can you save money to achieve your goals?• What is the difference between saving and investing?• What steps can you take to make smart investment decisions?• How can you best save for retirement?• What is the best way to create a personal budget?
Making Money Make Cent$
Get a detailed blueprint on saving for the future with this guide to making sense of your money. Bernadette Ruffin, a financial adviser and business owner, shares answers to the questions she's heard from those struggling to build wealth over her forty years of working in the field.
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