• Top 10 Reasons Making Money Make Cents Should Be Your Go-To Financial Guide

    Are you ready to take control of your financial future? If you’re searching for a powerful, practical, and empowering guide to mastering your finances, look no further than Making Money Make Cents by Bernie Ruffin, MBA. Here are the top 10 reasons why this book should be your go-to financial guide: 1. Perfect for Beginners…

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  • Credit Cards

    There are many ways to improve your credit scores. The two most important things you must do is pay your bills on time and reduce your credit utilization. Credit cards are what get most people scores lowered. While they will help raise your scores fast, they will also lower them fast if you miss a…

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  • Meet Bernadette Ruffin

    Meet Bernadette Ruffin

    Bernadette Ruffin is a financial adviser and business owner who has helped many people manage their finances. She has worked more than forty years as an accountant, financial manager, project manager and budget analyst perfecting her skills in all areas of finance. She earned a Bachelor of Science degree in accounting and business administration and…

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  • How to Save

    How to Save

    Get a detailed blueprint to start saving money now so you can achieve your dreams in the future with the lessons in this money guide.

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  • Budgets and Credit Worthiness

    Budgets and Credit Worthiness

    You’ll learn how to create budgets for business, which is especially important if you want to strike out on your own. Moreover, the author explains how credit scoring systems work, how to obtain credit, and why maintaining an exemplary score is so important.

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  • Common Questions

    Common Questions

    • How can you save money to achieve your goals?• What is the difference between saving and investing?• What steps can you take to make smart investment decisions?• How can you best save for retirement?• What is the best way to create a personal budget?

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  • Making Money Make Cent$

    Making Money Make Cent$

    Get a detailed blueprint on saving for the future with this guide to making sense of your money. Bernadette Ruffin, a financial adviser and business owner, shares answers to the questions she's heard from those struggling to build wealth over her forty years of working in the field.

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  • Carla’s Review

    Carla’s Review

    This book answers the everyday questions most of us have who struggle with learning how to handle money. I am very pleased with the information Bernadette provides in this book. It’s practical and applicable. I consider myself a smart person but saving money and knowing how to get my credit together has just been a…

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